There is definitely a point where water clarity starts to work against you from what I've seen too. I still would rather deal with that than dirty water. Maybe just because I'm more comfortable with clear water. Maybe because I'm perpetually pissed off at what has happened to my home lakes. But I feel like there are ways to compensate for clearer water, whereas with dirty water I feel like I just keep casting until I hit that fish in the head.
Throw a white 8" rising son bottom hook and they will find it